Fundrise is the world’s first crowdfunding real estate investment platform. It was launched in 2012 and headquartered in Washington D.C., offering online real estate investment options to both accredited and non-accredited investors. Therefore, anyone can invest. They served the ordinary investors and high net worth individuals.
The company’s main products are real estate investment trusts (REITs), or eREITs, which generally invest in income-producing real estate, either through buying and managing buildings or by holding mortgages. Fundrise also offers eFunds, in which investors’ pooled money is used to buy land, develop housing and then sell it to home buyers.
Investors can purchase shares of the eREIT or eFund by buying one of Fundrise’s portfolios: Starter, Core, Balanced Investing, or Long-term Growth. Fundrise mix eREITs and eFunds in each plan, as well as the underlying properties. Fundrise also offers Advanced and Premium account levels to investors who want to get access to a greater number of real-estate projects, plus other features and benefits.
The platform also provides desktop and mobile access, allowing users to monitor asset growth and review market trends and project alerts. Further, only investors who reside in the United States can invest in the company eREITs and eFUNDs.
Fundrise has invested more than $4 billion in real estate across the United States, and the net dividends earned by over 130,000 active investors is over $79 million, according to its website. The company made Forbes’ Fintech 50 lists for 2018 and 2019. The annual returns on investment are 12-14%, and you only require a minimum investment of $500 to start. You can also liquidate any amount of your holdings quarterly.