This document was created using a Contractology template available at http://www.freenetlaw.com.



These terms and conditions govern your use of this website; by using this website, you accept these terms and conditions in full. If you disagree with these terms and conditions or any part of these terms and conditions, you must not use this website.


 License to use website

Unless otherwise stated, www.kaciebusiness.com owns the intellectual property rights on the website and all material on the website.  Subject to the license below, all these intellectual property rights are reserved.


You may view, download for caching purposes only, and print pages from the website for your own personal use, subject to the restrictions set out below and elsewhere in these terms and conditions.

You must not:

  • republish material from this website elsewhere or on another site without proper acknowledgment of www.kaciebusiness.com 
  • sell, rent or sub-license material from the website;
  • reproduce, duplicate, copy or otherwise exploit material on this website for a commercial purpose;
  • edit or otherwise modify any material on the website; or
  • redistribute material from this website except for content specifically and expressly made available for redistribution or display to customers or to the public.

 Acceptable use

You must not use this website in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the website; or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity. 


No warranties

This website is provided “as is” without any representations or warranties, express or implied. www.kaciebusiness.com makes no representations or warranties in relation to this website or the information and materials provided on this website.

Without prejudice to the generality of the foregoing paragraph, www.kaciebusiness.com does not warrant that this website will be constantly available, or available at all or the information on this website is complete, true, accurate or non-misleading.

Nothing on this website constitutes, or is meant to constitute, advice of any kind.


 Limitations of liability

www.kaciebusiness.com will not be liable to you (whether under the law of contact, the law of torts or otherwise) in relation to the contents of, or use of, or otherwise in connection with, this website:

  • to the extent that the website is provided free-of-charge, for any direct loss;
  • for any indirect, special or consequential loss; or
  • for any business losses, loss of revenue, income, profits or anticipated savings, loss of contracts or business relationships, loss of reputation or goodwill, or loss or corruption of information or data.

These limitations of liability apply even if www.kaciebusiness.com has been expressly advised of the potential loss.



Nothing in this website disclaimer will exclude or limit any warranty implied by law that it would be unlawful to exclude or limit; and nothing in this website disclaimer will exclude or limit www.kaciebusiness.com  liability in respect of any:



By using this website, you agree that the exclusions and limitations of liability set out in this website disclaimer are reasonable. If you do not think they are reasonable, you must not use this website.


Unenforceable provisions

If any provision of this website disclaimer is, or is found to be, unenforceable under applicable law, that will not affect the enforceability of the other provisions of this website disclaimer.



You hereby indemnify www.kaciebusiness.com and undertake to keep www.kaciebusiness.com indemnified against any losses, damages, costs, liabilities and expenses (including without limitation legal expenses and any amounts paid by www.kaciebusiness.com to a third party in settlement of a claim or dispute on the advice of www.kaciebusiness.com legal advisers) incurred or suffered by www.kaciebusiness.com arising out of any breach by you of any provision of these terms and conditions.



www.kaciebusiness.com may revise these terms and conditions from time-to-time.  Revised terms and conditions will apply to the use of this website from the date of the publication of the revised terms and conditions on this website.  Please check this page regularly to ensure you are familiar with the current version.



www.kaciebusiness.com may transfer, sub-contract or otherwise deal with www.kaciebusiness.com rights and/or obligations under these terms and conditions without notifying you or obtaining your consent.


You may not transfer, sub-contract or otherwise deal with your rights and/or obligations under these terms and conditions.



If a provision of these terms and conditions is determined by any court or other competent authority to be unlawful and/or unenforceable, the other provisions will continue in effect.  If any unlawful and/or unenforceable provision would be lawful or enforceable if part of it were deleted, that part will be deemed to be deleted, and the rest of the provision will continue in effect.


Entire agreement

These terms and conditions constitute the entire agreement between you and www.kaciebusiness.com in relation to your use of this website, and supersede all previous agreements in respect of your use of this website.


Law and jurisdiction

These terms and conditions will be governed by and construed in accordance with the Jamaican Legal System (Common Law), and any disputes relating to these terms and conditions will be subject to the exclusive jurisdiction of the courts of Jamaica.







www.KacieBusiness.com believes that a diverse community is best served by a free and open exchange of ideas. To ensure, at all times, that robust and vibrant community ideas are maintained on our Site, we require all those who use our website to respect the limits set forth in this Policy. While we will endeavor to review any violations of this Policy on a case-by-case basis, we are a small business and have finite resources to dedicate to review communications that have been flagged for potential violations. Accordingly, there are occasions in which content will be removed under this Policy without explanation. We will endeavor to constantly improve upon the way in which we review the content on our Site.


If you believe that there is content on our website that violates our Public Discourse Policy please either use the flagging feature built into our website or email us with a link to the offensive content at: contact@kaciebusiness.com.



  • Be Respectful
  • Be Tolerant
  • Be clear about the context of your comments if there is a danger that they might be misunderstood
  • Remember that what you write enters the public domain and may be archived and copied by others; so even a comment you delete could continue to reappear.


CONTENT RESTRICTIONS (subject to removal):

  • Offensive material: Do not post any material that is profane, offensive, incendiary, misleading, abusive, obscene, harassing or would constitute hate speech. Take care not to intentionally make maliciously false statements that disparage others. Offensive material includes speech whose purpose is to incite others to act in violent or hateful way.


  • Speaking on Behalf of Anyone but Yourself: Be clear that the views you express are yours and yours alone. Material falsely attributed to others or posted under usernames that suggest a legitimate connection to a person or entity other than yourself will not be tolerated.


  • Nudity or sexual content: Do not post any material containing descriptions of sexual acts or depicting graphic sexual imagery.


  • Threatening Behavior: Threats of serious physical harm or which may cause serious psychological harm made against a specific individual or a specific group of individuals will not be tolerated. Such threats may include violent words or depictions of tools of violence, including but not limited to firearms, knives, nooses or bombs.


  • Advocating or Promoting Illegal Activities: Do not post material that advocates or promotes illegal or illicit material, including but not limited to descriptions, links, promotional materials or offers to buy, sell, or engage in the use of fraudulent services, acts of violence, illicit drugs, unlicensed gambling, counterfeit documents, or stolen credit card information.


  • Copyrighted or Other Protected Material: Respect all copyright and other intellectual property, privacy, and publicity laws. Only post material which is properly licensed, owned or in the public domain, failing which the material is subject to removal.


  • Viruses or Vulnerabilities: Do not encourage users to visit, download or use items that contain viruses or other vulnerabilities that would compromise a user’s security.



KacieBusiness.com reserves the right at any time to make changes, modifications, alterations and/or additions to this Policy.



If you have any questions regarding this Policy, please contact us at contact@kaciebusiness.com.


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KACIEBUSINESS is an educational platform and does not offer any personal financial advice or advocate the purchase or sale of any security or investment for any specific individual. Members should be aware that investment markets have inherent risks, and past performance does not assure future results. KACIEBUSINESS has advertising relationships with some of the offers listed on this website. KACIEBUSINESS does attempt to take a reasonable and good faith approach to maintaining objectivity towards providing referrals that are in the best interest of readers.  KACIEBUSINESS strives to keep its information accurate and up to date. The information on KACIEBUSINESS could be different from what you find when visiting a third-party website. All products are presented without warranty. 

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